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Money Markets
First Heritage Bank offers two money market accounts that are great options for investing your hard earned dollars. Our money market accounts offer competitive interest rates and easy access to your money.
| First Heritage Bank's Money Market Options | ||
| Money Market | Premium Money Market | |
| Recommended if you want | Flexible savings option with a competitive interest rate |
Pays highly competitive interest on multiple tiers |
| Minimum Daily Account Balance - Requirement to Avoid Monthly Service Fee | $1,000 | $15,000 |
| Monthly Service Fee | $8 | $15 |
| Additional Metered Fees | Not Applicable | Not Applicable |
| Minimum Opening Deposit | $100 | $1,000 |
| Outstanding Features | ||
| Unlimited “in person” withdrawals allowed | Yes | Yes |
| Allows up to six remote transactions per statement cycle | Yes | Yes |
| Allows up to six transfers per statement cycle | Yes | Yes |
| Free 24/7 Telephone Banking | Yes | Yes |
| Free Online Banking | Yes | Yes |
| Free Direct Deposit | Yes | Yes |
| Unique Features | ||
| Higher interest rate than our Statement Savings | Highly competitive interest rate | |
First Heritage Bank's account programs are subject to change. Certain restrictions apply. Overdrawn accounts and other fees may reduce earnings when the minimum balance requirement is not maintained. For both of the money market accounts, no more than 6 pre-authorized, automatic, online or telephone transfers may be made from these accounts to another account or to a third party in any statement cycle. Only 3 of these 6 transfers may be made by check, draft or debit card.
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