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Construction Loans

First Heritage Bank specializes in construction loans.

These loans provide a short-term, non-revolving line of credit to finance the construction of a real estate project before permanent long-term financing is obtained through regular mortgage options.

Land Development Loans

Land and property development loans are available to private parties, non-profit organizations and public agencies in the communities we serve. This loan provides an alternate source of funding for real estate improvement projects that lead to resale for profit.

Call or visit a First Heritage Bank loan officer in any branch for current business lending rates and to discuss our various lending programs. Additionally, we have many preferred mortgage partners that can assist you with your ongoing mortgage lending needs. Ask us for details today.

TO APPLY:

Please download our Individual Financial Statement.

Sign and return the completed form to one of our experienced loan officers at any of our six convenient locations. If you own more than three properties, please include them on the Real Estate Supplement.