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Certificate of Deposit
If you don't need immediate access to your money and intend to save for a longer time frame, a certificate of deposit is the best choice for you to earn the highest rate of return.
The minimum amount required to open a CD is $500. First Heritage Bank offers CDs with a variety of terms ranging from 7 days to 60 months. A couple of our CDs have special features. There is a 9 month CD with a "bump" feature. This means you can bump up your rate one time during the nine month term. There is also a 12 month add on CD. This CD allows deposits at any time during the term. First Heritage Bank offers very competitive interest rates. Ask any of our team members about our periodic CD specials.
First Heritage Bank's account programs are subject to change. Certain restrictions apply. A substantial penalty may be imposed for early CD withdrawal. Regular Certificates of Deposit pay a compounded rate of interest. Jumbo Certificates of Deposit pay a simple rate of interest.
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