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IRA's
An Individual Retirement Account is a great way to save money for retirement.
The traditional IRA is an account that allows you to defer the payment of taxes on your earnings until the monies are withdrawn. Certain contributions are tax deductible in the tax year for which they are made. Deductibility for your contribution is based on IRS regulations. Please consult your Tax Advisor for further information on the tax implications of traditional IRAs.
First Heritage Bank offers traditional IRA CDs in terms ranging from 12 to 60 months. The minimum deposit to open an IRA account is just $100. First Heritage Bank's IRA products pay you competitive interest rates.
First Heritage Bank's account programs are subject to change. Certain restrictions apply. A substantial penalty may be imposed for early CD withdrawal. Additional IRS tax penalties may be imposed for early withdrawals on retirement savings product. Retirement Certificates of Deposit pay a compounded rate of interest.
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